The Arizona Republic reported that Phoenix AZ bankruptcy rates are up 82% over 2008. Chapter 7 filings account for 81% of this increase and also the rest are Chapter 13 filings. This shows that the most popular consumer bankruptcy filings are chapter 7 and chapter 13. All the time . in financial despair and debating whether or not to file for bankruptcy, and when so, which to file under, it is important to know the differences and benefits of each chapter. Consult with an Arizona bankruptcy lawyer for help to decide which chapter is best and the way proceed.
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